Gym Insurance
Safeguard Your Gym with Insurance
Overview
Running a fitness facility in Australia means creating a safe, energising space for clients to train, recover, and thrive. But even with diligent maintenance and qualified staff, accidents, injuries, and claims can still happen. Gym insurance tailored to protect your business, allows you to focus on providing an exceptional health and fitness space.
Whether you run a 24/7 gym, yoga studio, or full-service health club, we offer cover from leading insurers, providing peace of mind for both established facilities and new ventures.
Coverage Options
Gym insurance combines Public Liability Insurance and Professional Indemnity Cover to protect your business from potential claims and financial risks.
Why Do Gyms Need Insurance?
Gyms are busy environments where people lift heavy weights, use complex equipment, and move at different fitness levels. Even with adequate safety measures, accidents can still happen. A member might injure themselves during a workout, a machine could malfunction, or a visitor could slip on a wet floor.
Beyond injuries, gyms also face risks such as fire or property damage, which can disrupt operations and incur unexpected costs. Fitness Professionals Insurance helps protect your business from these everyday risks, keeping your facility secure, legally compliant, and financially protected.
Who Needs Gym Insurance?
We offer a wide range of fitness and wellness businesses across Australia, including:
- 24/7 gyms and fitness centres
- Personal training and strength studios
- Yoga, Pilates, and wellness spaces
- CrossFit and functional training gyms
- Martial arts facilities
If your gym offers training equipment, group classes, or supervised workouts, gym insurance is essential to protect your operations, staff, and members, as well as meet lease or regulatory requirements.
Why choose us?
Expert guidance from experienced professionals
Technical expertise backed by practical knowledge
Local branches supported by global reach
Priority claims service to assist and guide you when needed
Frequently Asked Questions
Yes. The excess amount depends on the insurer and selected cover level. We can help you choose a policy with an appropriate excess that suits your budget and risk profile.
The level of cover required depends on your gym’s structure and specific risk factors. Policies can offer coverage of up to $20 million, ensuring comprehensive protection against liability claims.
Coverage for employees is typically included, but subcontractors may need to hold their own insurance unless explicitly covered by the gym’s policy. We can advise on structuring your cover to reflect your staffing model.
We are here to help
Contact us today for expert advice and a personalised quote for your gym or studio.