Fitness Instructor Insurance

Protect your business with Insurance

Overview

Leading group classes or one-on-one sessions in Australia means delivering safe, engaging, and impactful fitness programs. Even with professional qualifications and appropriate safety measures, incidents can still occur. We can arrange fitness instructor insurance to protect your reputation and financial stability, so you can focus on helping clients succeed.

Whether you’re a yoga or Pilates instructor, bootcamp leader, or group fitness coach, we help you access fitness instructor insurance tailored to your services and risk profile. With policies arranged through leading insurers, our fitness trainer insurance solutions offer reliable support for both new and established instructors.

Coverage Options

Fitness Instructor Insurance combines Public Liability Insurance and Professional Indemnity Cover to protect your business from potential claims and financial risks.

Public Liability Insurance

Covers defence costs if a client, visitor or third party is injured or their property is damaged during your sessions, whether held in a studio, gym or public space.

Professional Indemnity Insurance

Protects against claims arising from incorrect or negligent instruction, advice or program design that leads to injury or financial loss.

Why Do Fitness Instructors Need Insurance?

Fitness training environments vary, from low-impact mat work to high-energy group classes, each carrying potential risks. A slip or equipment failure can lead to injury, and even a carefully planned program or cue from an instructor may be blamed if a client gets hurt.

Without fitness instructor insurance for group or one-on-one sessions, these incidents can result in legal action, reputational harm, and costly claims. Our insurance cover to address the real-world risks faced by Australian instructors, helping you stay compliant, confident, and financially secure.

Who Needs Fitness Instructor Insurance?

We arrange cover supporting many disciplines in the fitness field, including:

  • Group fitness instructors (HIIT, aerobics, bootcamp)
  • Yoga and Pilates instructors
  • Spin and cycling coaches
  • Dance fitness instructors (Zumba, Barre, etc.)
  • Strength and functional training coaches
  • Aquatic and outdoor fitness instructors

If you deliver physical training or wellness classes, whether in commercial studios, community venues, outdoors or online, fitness trainer insurance is essential to protect your practice and meet legal or venue requirements.

Why choose us?

Learn more

Expert guidance from experienced broking professionals

Technical expertise backed by practical knowledge

Local branches supported by global reach

Priority claims service to assist and guide you when needed

Frequently Asked Questions

Is there an excess to pay when claiming?

Yes, there is. The excess will vary depending on the insurer and the level of cover you choose. We can guide you in selecting a policy with an excess that aligns with your budget and risk profile.

Does this cover outdoor and online classes?

Absolutely. Whether you teach in a gym, outdoors, or through online platforms, Fitness Professionals Insurance brokers cover that includes all these settings under both public liability and professional indemnity.

Does this cover me if I work at multiple gyms or studios?

Yes. If you instruct at different venues, your policy can be structured to include multiple locations. It’s important to disclose all workplaces so we can ensure your coverage applies wherever you operate.

Do I need insurance if I'm only working part-time?

Yes. Regardless of whether you instruct full-time or part-time, you can still be held liable for injuries or claims. We can help you find cost-effective fitness instructor insurance suited to your workload and exposure.

We are here to help

Contact us today for expert advice and a personalised quote for your facility.